Timeshares and Bankruptcy

A free guide for New Jersey residents considering bankruptcy. Filed in D.N.J..

What You Need to Know

You can surrender an unwanted timeshare in Chapter 7 bankruptcy. The remaining balance on the timeshare loan is dischargeable. However, HOA maintenance fees that come due after filing may not be dischargeable. Some timeshare companies aggressively pursue post-discharge fees -- know your rights under the discharge injunction.

Filed in D.N.J.. Courthouse: 50 Walnut St, Newark NJ.

Frequently Asked Questions

Timeshares and Bankruptcy

You can surrender an unwanted timeshare in Chapter 7 bankruptcy. The remaining balance on the timeshare loan is dischargeable. However, HOA maintenance fees that come due after filing may not be dischargeable. Some timeshare companies aggressively pursue post-discharge fees -- know your rights under the discharge injunction.

Does this apply in New Jersey?

Yes. This applies to D.N.J.. Local trustee practices may vary. Consult a qualified attorney.

Where is the courthouse?

50 Walnut St, Newark NJ.

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