A free guide for New Jersey residents. Filed in D.N.J..
Yes -- ERISA-qualified retirement accounts (401k, 403b, pensions) are 100% exempt under federal law, regardless of value. This is one of the strongest protections in bankruptcy. Traditional and Roth IRAs are exempt up to $1,512,350 (adjusted periodically). SEP-IRAs and SIMPLE IRAs get the same ERISA protection as 401k plans. Your retirement savings are safe.
In New Jersey: New Jersey provides strong retirement protection. All ERISA plans fully exempt.
Courthouse: 50 Walnut St, Newark NJ.
Yes -- ERISA-qualified retirement accounts (401k, 403b, pensions) are 100% exempt under federal law, regardless of value. This is one of the strongest protections in bankruptcy. Traditional and Roth IRAs are exempt up to $1,512,350 (adjusted periodically). SEP-IRAs and SIMPLE IRAs get the same ERISA protection as 401k plans. Your retirement savings are safe.
New Jersey provides strong retirement protection. All ERISA plans fully exempt. Filed in D.N.J.. Consult a qualified attorney for your specific situation.
50 Walnut St, Newark NJ.
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