Courts, legal aid organizations, credit counseling agencies, and free educational tools to help you navigate the bankruptcy process.
Two courses are required: pre-filing credit counseling and post-filing debtor education. You must use agencies approved by the U.S. Trustee Program.
50 Walnut St, Newark, NJ 07102. Phone: (973) 645-4764.
Yes. Legal Services of New Jersey ((888) 576-5529) provides free services to qualifying individuals.
See the approved list at justice.gov/ust. Most courses are $15-25 online.