Can I Buy a Car While in Chapter 13?

A free guide for New Jersey residents considering bankruptcy. Filed in D.N.J..

What You Need to Know

You need trustee approval and a court motion to purchase a vehicle during Chapter 13. The trustee will evaluate whether the purchase is necessary and whether the payment fits your budget. Interest rates are typically higher. Used vehicles are more likely to be approved.

Filed in D.N.J.. Courthouse: 50 Walnut St, Newark NJ.

Frequently Asked Questions

Can I Buy a Car While in Chapter 13?

You need trustee approval and a court motion to purchase a vehicle during Chapter 13. The trustee will evaluate whether the purchase is necessary and whether the payment fits your budget. Interest rates are typically higher. Used vehicles are more likely to be approved.

Does this apply in New Jersey?

Yes. This applies to D.N.J.. Local trustee practices may vary. Consult a qualified attorney.

Where is the courthouse?

50 Walnut St, Newark NJ.

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